Mutual Fund Comparison
Compare any two mutual funds — returns, NAV trend & performance using live AMFI data
Fetching live fund data from AMFI…
NAV Performance – Last 3 Years
Both funds indexed to 100 at the start — shows relative growth regardless of absolute NAV level
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Data sourced from AMFI India. Returns calculated from historical NAV. Past performance does not guarantee future results.
How to Compare Mutual Funds in India
Picking the right mutual fund requires more than glancing at the latest NAV or a single year's return. Our tool fetches real NAV data directly from AMFI and calculates returns across six time horizons — so you can make a data-driven choice rather than following marketing headlines.
Key Metrics Explained
1M / 3M / 6M Returns
Absolute returns over short windows. Useful for spotting recent momentum but not reliable as a standalone measure of fund quality.
1Y Return
Absolute return over the past 12 months. A quick benchmark against category averages — but heavily influenced by where the market was exactly one year ago.
3Y & 5Y CAGR Most Important
Compounded Annual Growth Rate over 3 and 5 years. The most reliable metric for equity fund comparison — smooths out short-term volatility and full market cycles.
Indexed NAV Chart
Both funds normalised to 100 at the start of the 3-year window. This removes the distraction of absolute NAV levels and shows pure relative growth trajectories.
What to Look for When Comparing
- Focus on 3Y and 5Y CAGR — these are the primary quality signals
- Compare funds in the same category only (large-cap vs large-cap, mid-cap vs mid-cap)
- Check if the fund consistently outperforms its benchmark index
- Look for a smoother chart line — lower drawdowns signal better risk management
- Focus on 1Y and 3Y returns — debt fund performance is more stable
- Check the fund's credit quality separately on the AMC website
- A consistently rising NAV chart with no sudden dips indicates low credit risk
- Compare expense ratios — in debt funds, costs matter more than in equity
How to Use This Tool — Step by Step
Type at least 2 characters of the fund name. Results appear from the live AMFI database of 40,000+ schemes. Click a result to select it.
Repeat for the second fund. For a meaningful comparison, choose a fund in the same category — e.g. two large-cap index funds, or two flexi-cap funds.
The tool fetches live NAV history for both funds, computes 1M / 3M / 6M / 1Y / 3Y / 5Y returns, and draws an indexed performance chart.
Green-highlighted cells indicate the better performer for each metric. Focus on 3Y and 5Y CAGR for equity funds. Download the table as PDF or Excel for your records.
Once you have chosen the better fund, use our SIP Calculator or Step-Up SIP Calculator to model your wealth growth.
Common Mistakes When Comparing Funds
A small-cap fund will almost always outperform a large-cap fund in a bull run — that does not make it a better fund. Compare within the same category.
One-year returns are heavily skewed by market timing. A fund that crashed 40% last year and recovered 50% this year looks great on 1Y return — but the chart tells the real story.
Regular plans pay distributor commission (0.5–1% p.a. extra expense ratio) — always choose the Direct Growth plan when investing for maximum returns.
Chasing last year's top performer is a well-documented wealth destroyer. CAGR data shows consistent outperformers — give a fund at least 2–3 years before deciding to switch.
